I spent two weeks in LA. I finished my first story, it’s short, but I felt that something was still insufficient. I hope to believe that I can make it.
Last 2 weeks I focused on banking system in U.S. I found a few differences.
The bottom line is it is very different in Korea. Banking system in Korea focused on banks. In short it is very nice place for their business.
For example, banks could put under provisional attachment all property when someone who received mortgage was overdue or the house provided as collateral.
But I heard that American banks could treat provisional seizure only thing provided as collateral. Of course it is not easy and takes long time. If the customers tried to hide their property, they might use this period. So bank loans to determine their report can only be calculated carefully.
It’s very interesting to me. For the first time I can’t understand this tradition. But now I think that to protect weak is the spirit of the laws of the U.S. It is true that the customers are weaker than banks.
The difference of bank system brings the distinction in behavior of business. If you apply for loans in the morning, the loan is deposited into your account in this afternoon in Korea. Not fast don’t alive there(of course, except between couple esp. Night)
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